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>>Larry Stern is a sole practicing, reinsurance intermediary and consulting actuary located in Charlotte, NC. His company name is Canterbury Consulting, LLC. Larry has 50+ years life insurance industry experience having worked for three different direct writers (last position Senior VP and Chief Actuary), a global consulting firm (Tillinghast; principle and practice leader for product development), a reinsurer (Scottish Re; EVP Financial Reinsurance Line of Business), and since 2002 President of his own company. He has dealt with all aspects of product/marketing strategies, reinsurance/risk management and capital issues throughout his career. Larry graduated with highest honors from Indiana University with a degree in life insurance, actuarial science from the Kelley School of Business. Larry is current Chair of the Mortality & Longevity Strategic Research Program Committee, is a past Chair of the SOA Nominating Committee, has served on several other section councils (Chairs of Product Development, Entrepreneurial Actuaries, and Reinsurance), written many articles for industry publications, and is a frequent speaker at industry meetings. >>>>>>?