?Cynthia Edwalds is a diversity advocate and a mortality expert with 44 years of experience as an actuary and is now retired. Most recently she was a Clinical Professor of Finance at DePaul University and the Executive Director of the Fred Arditti Center for Risk Management from 2014 - 2021 Prior to 2014 she had 36 years in the insurance industry, including 13 years at Munich American Re, 7 years on staff at the Society of Actuaries, and 6 years at Health Care Service Corporation. She remains active as a volunteer for the actuarial profession. She serves on several Society of Actuaries committees including the Individual Life Experience Committee, the Valuation Basic Table Team, the Mortality Improvement Life Working Group, and several subgroups of these committees. She also is the president of the Chicago Actuarial Association and serves on the Boards of Directors of The Actuarial Foundation and The Sexuality and Gender Alliance of Actuaries. She was recognized for a decade of leadership in Society of Actuaries research initiatives with an Outstanding Volunteer Award in 2011. Cynthia’s research interests and expertise include mortality risk, longevity risk, and extreme event risk. Some of her published research is under her former name, Thomas P. Edwalds. She holds both B.S. and M.S. degrees in Mathematics from the University of Illinois at Chicago.????