Teresa Winer has been an actuary working with the Georgia Office of Insurance Commissioner since April 2012, in regulating health insurance and other product filings. Prior to this role, Teresa was a manager at Risk Lighthouse, serving clients and overseeing the development of risk quantification methods for financial services businesses and has performed various actuarial roles with J. M. Bragg and Associates, Inc., Chastain Financial Services, Confederation Life, and Life of Georgia. Teresa served as Vice-President on the SOA (Society of Actuaries) Board of Directors 2015-2017; as an SOA Board member 2003-2006, volunteered at the Fellowship Admissions Course 2012-2018, chaired the Actuary of the Future Section Council and the Personal Actuary Working Group, and served on the AAA-SOA Cancer Claims Cost Table Working Group. Teresa currently serves on the AAA's (American Academy of Actuaries) Health Practice International Committee; Telehealth and Non-guaranteed Elements Working Groups. At the NAIC (National Association of Insurance Commissioners), she currently serves on the Life Insurance Online Buyers Guide and the Life Insurance Illustration Issues Working Groups. Teresa published several research papers with the SOA and a few books on Amazon. Her most recent book is titled “The Actuarial Diet” and can be found on Amazon. When her children were in elementary school, Teresa received several grants from the Actuarial Foundation to coordinate programs, including math clubs and mentoring sessions at W. T. Jackson Elementary School, Sutton Middle School and Reach for Excellence students. Teresa was a Girl Scout leader from August 1999-2009. She volunteered as a “Big Sister” through United Way from 1981 - 1990 and still keeps in contact with her “Little Sister”. Teresa and her family hosted foreign children in Atlanta through Childspring International and through “AMIS”, i.e. American Ministry with International Students.